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UPI has incorporated SBI into UPI app, Thus SBI Pay or the new Name for Payment interface BHIM is specially designed for the UPI payments system. BHIM Stands for Bharat Interface for Mobile Payments.

1. BHIM app for UPI based payments

BHIM app launched by PM Narendra Modi. BHIM interface is based on UPI and stands for Bharat Interface, which is the Universal Payments Interface and thus linked directly to a bank account. PM Modi has announced a digital payments app called BHIM based on the Unified Payments Interface.